015-insurance

All TrustMark Registered Businesses are required to give their customers the option to purchase insurance protection

 

Financial protection must be provided for all works carried out in and around the home where the contract value is of £500 or more. The below summarises the basic minimum requirements TrustMark specifies, rather than being a comprehensive cover.

In reality, many Registered Businesses will have the ability to offer you a more comprehensive cover, so make sure you request full details from their insurance provider.

The insurance will cover you against certain risks if the business was to cease trading for any reason.  The insurances on offer may vary slightly from business to business, depending on their Scheme Provider – but whichever insurance is on offer, it must cover the following:

 

Prepayments 

 

Deposits

 

2 year post completion of workmanship as a minimum

 

Rectification of defects or major damage 

 

Non-compliance with Building Regulations 

 

 

 

Energy Efficiency Appropriate Policies

 

TrustMark is establishing an Independent Finance Panel that will assess the suitability of all proposed policies against its defined criteria.

To support supply chain continuity and consumer protection during the transition the following polices have been accepted as appropriate for Energy Efficiency measures.

Any consumer wishing to use of the listed policies, must make their own assessment as to the whether the guarantee provides adequate cover and meets their needs.

The TrustMark Independent Finance Panel will review and update the following list as appropriate:

 

Energy Efficiency - Appropriate Guarantees

Issuing Body

Cavity Insulation Guarantee Agency (CIGA)


Guarantee Name (as applicable)

CIGA 25 Year Guarantee 
CIGA 25 Year Party Wall Guarantee 


Version 5.0


Valid For:

Standard Cavity wall insulation:

i) standard double skin block/brick wall 

Non-standard cavity wall insulation:
i) wall severely exposed to wind-driven rain
ii) high-rise wall (over 12m high)
iii) narrow cavity (less than 50mm wide)
iv) stone wall with uneven cavity
v) other constructions covered by the relevant System Technical Approval

Party cavity wall insulation:
i) insulation of a party cavity wall 


Date Assessed 2 November 2015

 


Contact

Phone: 01525 853300
Fax: 01525 385926
info@ciga.co.uk
http://www.ciga.co.uk/

Issuing Body

Warranty Services Ltd on behalf of Guarantee Protection Insurance Limited

Guarantee Name 

Kinnell ECO's Consumer Protection Policy 

Version 14.0


Valid For:

Standard Cavity Wall Insulation (CWI):
i) standard double skin block/brick wall

External Wall Insulation (EWI)

Solid brick wall
i) solid brick wall

Non-brick solid wall
i)  metal or timber frame walls
ii) metal or timber panel walls
iii) walls of concrete construction (incl. pre-cast, in-situ and No Fines)
iv) solid stone walls
v) high-rise buildings (5 or more storeys)


Cavity Wall
i) EWI installed to cavity wall

Internal Wall Insulation (IWI)

Solid brick wall
i) solid brick wall

Non-brick solid wall
i)  metal or timber frame walls
ii) metal or timber panel walls
iii) walls of concrete construction (incl. pre-cast, in-situ and No fines)
iv) solid stone walls


Cavity Wall
i) IWI installed to cavity wall

Hybrid Wall Insulation

Combination of first three measures (CWI, IWI, EWI):
i)single measure type per wall

Park Home Insulation

Park Home (walls, ceiling and floor):
i) insulation of park homes walls, floor and ceiling/roof


Date Assessed 20 April 2016


Contact

Phone:    01292 268020
Website:  http://www.kinnelleco.co.uk  


Issuing Body

Solid Wall Insulation Guarantee Agency (SWIGA)

Guarantee Name 

SWIGA Solid Wall Guarantee

Version 2.0


Valid For:


External Wall Insulation (EWI)

Solid brick wall
i) solid brick wall

Non-brick solid wall
i)  metal or timber frame walls
ii) metal or timber panel walls
iii) walls of concrete construction (incl. pre-cast, in-situ and No Fines)
iv) solid stone walls
v) high-rise buildings (5 or more storeys)


Cavity Wall
i) EWI installed to cavity wall

Internal Wall Insulation (IWI)

Solid brick wall
i) solid brick wall

Non-brick solid wall
i)  metal or timber frame walls
ii) metal or timber panel walls
iii) walls of concrete construction (incl. pre-cast, in-situ and No fines)
iv) solid stone walls


Cavity Wall
i) IWI installed to cavity wall

Hybrid Wall Insulation

i) IWI and EWI only


Date Assessed 7 December 2015


Contact   info@swiga.co.uk  

Phone:    01525 853300
Website:  http://www.swiga.co.uk 


 

Issuing Body

GDGC in conjunction with Safe World Insurance Group

Guarantee Name 

Domestic Property Insurance Backed Guarantee

Version 1.0


Valid For:


External Wall Insulation (EWI)

Solid brick wall
i) solid brick wall

Non-brick solid wall and frame wall
i)  metal or timber frame walls
ii) metal or timber panel walls
iii) walls of concrete construction (incl. pre-cast, in-situ and No fines)
iv) solid stone walls
v) high-rise buildings (5 or more storeys)


Cavity Wall
i) EWI installed to cavity wall

Internal Wall Insulation (IWI)

Solid brick wall
i) solid brick wall

Non-brick solid wall
i)  metal or timber frame walls
ii) metal or timber panel walls
iii) walls of concrete construction (incl. pre-cast, in-situ and No fines)
iv) solid stone walls


Cavity Wall
i) IWI installed to cavity wall

Cavity Wall Insulation (CWI)

Standard Cavity Wall Insulations:
i) standard double-skin block/brick wall

Hybrid Wall Insulation

Combination of first three measures (CWI, IWI, EWI):
i)single measure type per wall

Park Home Insulation

Park Home (walls, ceiling and floor):
i) insulation of park homes walls, floor and ceiling/roof


Date Assessed 17 May 2018


Contact

Phone:     0345 3400 523
Email:      info@theqas.co.uk